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Microfinance refers to small scale financial services for both credits and deposits- that are provided to under privileged people who operate small or micro enterprise where goods are produced, recycled, repaired, or traded. Marguerite S. Robinson

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A group of professionals linked to each other through diverse associations came together to form Shikhar. Although these individuals that came together are engaged in varied lines of work, but Shikhar brought them on one platform with a common intention to serve the underprivileged sections of the society.

Shikhar Development Foundation (SDF) the not for profit Microfinance Institution registered as a Trust under the Indian Trust Act, 1882, came into existence with intent to develop and implement community focused development interventions. SDF envisages to leverage the benefits of micro-lending to the marginalized rural and urban communities through sequential lending providing both savings and loan facilities at various levels. SDF through its intervention envisions reaching to the ultra-poor, considering women as the nucleus of all its programs and thus aims to provide income generating solutions and investment opportunities to the grassroots for their overall social and economic development.

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